When Paul Lawrie, the Scottish golfer and former Open Championship winner was asked, “How do you prefer to pay for things: cash, card or cheque?” his response was:
I use a prepaid for pretty much everything now, topping it up a couple of times a year. I like using something where you know the money’s already there, rather than using something you’re going to have to pay for when the bill comes in.
Good for Paul, though I’m intrigued by the concept of just topping up the card twice a year. I’m not sure that would work for me.