PayPal Credit

I’ve just received an email from those fine people at PayPal. Apparently PayPal Credit, a new payment option, is now available.

PayPal Credit is a new service that enables you to make the most of your PayPal account. It works like a virtual credit card and offers an instant decision and a paperless application process. If approved, your credit limit is instantly available and gives access to a range of promotional offers.

Instant decision and paperless process.
Your credit limit is immediately available (subject to approval).
Learn more

Representative 17.9% APR.

I wonder what impact this will have on traditional credit card account services.

This is not for me now, but who knows for the future?

author avatar
Kevin Harrington
I’m a UK-based B2B marketing consultant, specialising in strategic advice for SME business owners. I bring extensive hands-on expertise to every client engagement. Senior leadership roles across technology, media, payments, and publishing have shaped my practical approach. Highlights include serving as Chief Marketing Officer at The Panoply plc (now TPXimpact), Chief Commercial Officer at Tungsten Network, and Global Marketing Director at BBC Worldwide. Over the years, I’ve guided numerous SMEs through transformation and value creation. Helping businesses evolve and thrive is a genuine passion. Practical marketing insights and succession planning strategies are at the heart of what I do, as I believe growing a business’s asset value should be a rewarding and positive journey for every entrepreneur.

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